The USDA’s federal crop insurance program continues to offer a risk management tool to farmers which can be specifically tailored to the farmer’s individual needs. Crop insurance enables farmers to borrow money to expand and improve their businesses by providing lenders the assurance that farmers will have sufficient economic security to repay loans. It also provides the security that enables farmers to forward market their crops to take advantage of market opportunities. Without a strong crop insurance program, uncontrollable changes in weather could undermine the financial security of individual farmers and place the entire farm economy in jeopardy.
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