Tioga State Bank is a locally owned, independent community Bank with offices located in Binghamton on Conklin Avenue & Upper Front St., Candor, Endwell, Newfield, Owego Fifth Avenue and North Avenue, Spencer, Van Etten, Vestal, and Waverly, NY. We are proud of our tradition of providing community banking at its best and would welcome the opportunity to have you as a member of the Tioga State Bank family. We believe that the qualities that make us different are the very qualities that create superior value for our customers.
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