The Cooperative of American Physicians, Inc. (CAP) provides medical professional liability coverage to California physicians through the Mutual Protection Trust (MPT). And superior medical malpractice protection is just the starting point. Our 12,000 physician members enjoy a wide array of benefits from free human resources support to business and personal insurance solutions designed specifically for physicians.
In 2013, CAP organized CAPAssurance, a Risk Purchasing Group, to bring liability insurance coverage to hospitals, healthcare facilities, and large medical groups. Insurance coverage through the CAPAssurance program is provided by one of the nation’s leading and most financially stable carriers with over $5 billion in assets and an A+ (Superior) rating by Best Company.
CAP is licensed as a California surplus lines broker (License No. 0B72723). The insurance products provided under the CAPAssurance, a Risk Purchasing Group, program are issued by a “non-admitted” or “surplus line” insurer that is not licensed by the State of California.
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