Credit unions are primarily owned and operated by its members and are not for profit. These institutions were first established on the principle “people helping people,” to improve the financial lives of its members. Credit unions and banks offer many of the same services but credit unions operate to serve its members as opposed to earning profits. Funds earned above the required reserves afford the credit union the ability to offer competitive rates on loans and savings. Created in 1852, credit unions were built on the idea that people pooling their resources together can offer opportunities otherwise not available to them. Today credit unions are operated by volunteers elected by the members, known as the board of directors. These persons are committed to serving its members and guiding the credit union.
Membership Eligibility
The field of membership shall be limited to those having the following common bond; Employees of Caddo Parish School Board who work in Caddo Parish, Louisiana, and their immediate family members and organizations of such persons; along with employees of this credit union.
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