Kaltenecker Payne & Garlow Insurance Agency

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Get insurance that fits your life, your needs, and your budget.

As an independent insurance agency, we'll do the shopping around for you. With access to multiple carriers, you'll get knowledgeable, personalized help picking your policies.

As an independent agency with market access to multiple insurance carriers, you can rely on our agents to help you pick the right policies for your home, business, family, and employees.

Stop overpaying for insurance. From putting together package policies to offering discounts, you'll get top quality coverage and personalized service that fits your needs and fits your budget.
A licensed agent will be getting back to you with a quote once you have sent your information to us.

Locally owned and operated, our agents don't just sell you insurance. We get to know you, your needs, and your budget so that we can help you get the best insurance coverage possible.

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Kaltenecker Payne & Garlow Insurance Agency Contact Information:

  • 5316 Maccorkle Ave SW
    Charleston, WV 25309
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  • Phone: (304) 766-7890
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  • Hours

    Monday 8:30 am - 5:00 pm
    Tuesday 8:30 am - 5:00 pm
    Wednesday 8:30 am - 5:00 pm
    Thursday 8:30 am - 5:00 pm
    Friday 8:30 am - 5:00 pm