Cincinnatus Savings and Loan began in 1885 as Cincinnatus Loan and Building Company in the back of a tavern at 805 West Liberty, as a mutual company where depositors could be shareholders. As was common, the company did business several evenings a week and on Saturday in the rear of a tavern. The early building and loans were commonly referred to as “bauvereins”, which means “building and association”.
Cincinnatus moved to Cheviot in the 1940’s, and opened for business at 3414 Harrison Avenue, which now houses a restaurant. This location was convenient to the farmers making their way back to the west side of town after selling their cattle at the local stockyards, where they could stop and deposit their money.
In the 1950’s Cincinnatus purchased and moved into 3341 Harrison Avenue, now formerly known as The Winters Insurance Agency.
In 1972 Cincinnatus merged with a small building and loan known as Union Savings and Loan and moved that office to the Northgate area, 3664 Springdale Road. This became Cincinnatus’ first branch office.
In the 1970’s Cincinnatus become known as Cincinnatus Savings and Loan, from Cincinnatus Loan and Building.
In 1974 Cincinnatus purchased 3300 Harrison Avenue, formerly Remle’s Market, for the construction of a new office. This is where the main office of Cincinnatus now stands.
In 1993 Cincinnatus opened its second branch office in Harrison, Ohio at 1100 Harrison Avenue.
Over one hundred and twenty-five years later we still remain a mutually owned and operated savings and loan. A worthy accomplishment, considering smaller institutions have been taken over by larger corporations. Over the years we have grown to three offices to conveniently serve the west side of Cincinnati.
Our Mission is simple, to serve the community by offering lending and savings products that are competitive, easy to understand and designed to meet our customer’s needs, not ours, while being backed up by personal service that you have come to expect from your local community bank. To this day, it’s a quality you won’t find everywhere.
Being a mutually owned company means our depositors are our owners. We pride ourselves on taking the time to sit down with our customers to get to know them and their individual financial needs; after all you are one of the owners. To our present and future customers we can truly say, “Our Bank is Your Bank”.
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