The Iowa FAIR Plan Association is an unincorporated mandatory risk-sharing facility established by state law to provide basic property insurance to qualified applicants who are not eligible for insurance in the voluntary insurance market.
Applicants who have been cancelled or non-renewed should shop for replacement coverage in the voluntary market before applying for coverage through the Iowa FAIR Plan Association. Almost all standard insurance companies will be able to provide broader coverages than those offered by the Iowa FAIR Plan Association.
If applicants are unsuccessful in finding coverage elsewhere they should contact an insurance agent who can then assist them in applying for coverage through the Iowa FAIR Plan Association.
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