Ameriprise Financial

Ameriprise Financial Advisor with 20 Years of Experience

My Approach:

Today, it’s natural to have questions about your retirement, even if you’ve saved and planned for it. With our exclusive Confident Retirement® approach, we’ll help you find answers and take the first step toward creating a road map to the future you want. We’ll talk through the four basic principles of retirement:

(1) Covering essential expenses
(2) Ensuring your lifestyle
(3) Preparing for the unexpected
(4) Leaving a legacy

And I’ll help you make adjustments as needed so you can retire on your terms

Areas of Focus:

-Retirement Planning Strategies
-Family Finances
-Retirement Income Strategies
-Retirement Plan Distribution
-Investments
-Cash Flow Management Strategies
-Saving for Education

Qualifications:

“Ameriprise Financial Services, Inc. is a broker-dealer and member of FINRA. Comments and "likes" should not be considered representative of client experiences, or indicative of future performance or success. While I appreciate the support of my clients, I cannot accept Recommendations or Endorsements due to Investment Advisers Act of 1940 rules which prohibit me from publishing a testimonial of any kind concerning the investment advice, analysis, reporting or other services I provide. For your privacy, please don’t post account or service-related information on this page. Instead, contact me directly. Please visit for more important disclosures and information.”

Licensing:

I am licensed and registered to conduct business in CA.

Based on licenses and registrations I hold, I may also conduct business in MI, OK, SD, TN, WA, IL, AZ, KY, CO, NV.


CA Insurance #0C09428

Working Together:

Meeting with an Ameriprise financial advisor is an important first step. It's an opportunity to get to know an advisor and share your goals and dreams. You're under no obligation; your initial meeting with an Ameriprise financial advisor will be relaxed and informal.

Your meeting will include a review of your existing financial situation and potential opportunities, gaps or general strategies. While you won't receive a comprehensive review or financial planning services for which fees are charged, you should expect to get a sense of what it might be like to work together.

*What to expect
-Professional help in clarifying your financial goals and priorities
-If you decide to purchase a financial planning service, you will receive sound financial advice at a fair price, tailored to your investment objectives
-Accurate information about our tailored solutions, including risks, benefits and costs

*What to bring
-A list of any questions you have regarding your current financial situation
-Any account statements, budget information or other areas of your financial life that you feel deserve immediate attention
-A list of future dreams and financial goals you would like to achieve, including both short-term and long-term goals.

Community Participation:

School Site Council, Lucerne Valley High School, Lucerne Valley, CA
Scholarship Donor, Lucerne Valley Academic and Vocational Scolarship Fund - 2008 through present

Interests:

Family is my center. I am blessed with a beautiful wife of nearly 30 years, 3 talented and loving children, and 2 beautiful new grandkids. I greedily welcome their company and am enamored with their presence. My family will always be my first love.

"Music is what feelings sound like." My lifelong obsession with writing, playing, and listening to music of all types is a persistent companion every day that I breathe.

I am an honorary redneck as a dedicated NASCAR racing fan and can yell and cheer with best of them.

Photography captures beauty and shares perspective.

Exploring this vibrant desert and learning of it's secrets is a joyful pastime.