Acosta Insurance Agency LLC


Acosta Insurance Agency LLC
Acosta Insurance Agency LLC is listed in the Insurance category in Saint Amant, Louisiana. Displayed below is the only current social network for Acosta Insurance Agency LLC which at this time includes a Facebook page. The activity and popularity of Acosta Insurance Agency LLC on this social network gives it a ZapScore of 62.

Contact information for Acosta Insurance Agency LLC is:
44429-3 Highway 429
Saint Amant, LA 70774
(225) 644-4334
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Social Posts for Acosta Insurance Agency LLC

As we begin a new year, it’s a good time to remind your insurance clients of ways they can boost their financial safety net and avoid future property and casualty insurance claims. Whether it’s taking the time to read and understand insurance policies or creating a home inventory, there are smart ways clients can protect their financial well-being by resolving to follow a few simple recommendations. Here are six New Year’s resolutions your P&C insurance clients can make to be prepared for or avoid common claims in 2017, as suggested by USA Today and Nerdwallet writer, Lacie Glover: 1. Create a home inventory. Damaged property after a fire or natural disaster can be devastating, and filing the insurance claim can be overwhelming. But a home inventory that you’ve kept up-to-date can help you justify the items that you’re claiming. The inventory can be neatly handwritten, on an Excel spreadsheet, on a form downloaded from the internet, in a video of your belongings, in information added to an app or in some other form of record. What’s important is that every item is accounted for, with as much detail as possible. 2. Read your insurance policies. Most insureds don’t read every word of their policy or its endorsements, which are a key part of any insurance policy. The key to making a claim is understanding your policy. For auto and home insurance, look for the policy’s declarations page. Make sure you understand the limits and deductibles of each policy. 3. Improve your credit. For many insurers, credit-based insurance scoring is one of the most important and statistically valid tools to predict the likelihood of a person filing a claim and the likely cost of that claim, according to the Insurance Information Institute. Credit-based insurance scores are based on information like payment history, bankruptcies, collections, outstanding debt and length of credit history. Credit history can impact your car insurance rates more than your driving record, according to Consumer Reports. Only California, Hawaii and Massachusetts ban the practice. 4. Stop leaving the keys in your vehicle. In 2015, there was a auto theft every six-and-a-half minutes where the driver left the keys or fob inside. And it’s a growing problem. Over the past three years, this kind of theft grew by 31 percent, according to the latest report from the National Insurance Crime Bureau. 5. Stay in the kitchen while you’re cooking. You can help avoid the inconvenience of a common insurance claim by staying in the kitchen when you cook. Cooking fires are the number one cause of home fires and home injuries, according to the National Fire Protection Association. The leading cause of fires in the kitchen is unattended cooking. 6. Download your insurers’ apps. Currently, 46 states allow drivers to provide electronic proof of car insurance during a traffic stop, according to Property Casualty Insurers Association of America. That means you no longer have to remember where you put your paper insurance card. Insurers will even let you start a claim and see your policies on their apps. Adapted from Property Casualty 360.

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What to include in any home inventory list: • Item description - what is it? • The age of the item - when did you buy it? • What it’s worth - how much did you pay for it? • Any identifying numbers - is there a serial number? • Photographic evidence - take photographs of your valuables!

Insurance rates are down. It's time to shop home, commercial and flood rates.

Do you have a % deductible for hurricane or wind/hail on your home policy? If so let us quote you a new flat deductible.