Holmes & McDowell Inc

No Mascots. No Gimmicks. No Cookie Cutter Solutions. That’s Who We Are.
New Jersey Agents Alliance (NJAA) is a new kind of insurance group. We exist because:

• Researching and negotiating the right insurance coverage is frustrating – we want to make it easier.
• Working with an advisor who knows your name is NOT too much to ask.
• Competitive pricing is essential to any insurance related decision you make.
• Having choices should be the rule, not the exception.
• You deserve someone who will take the time to learn what you need before selling you an insurance product.

We are a unique group of New Jersey’s finest independent insurance agents, dedicated to connecting business owners and individuals to the best insurance companies, greatest choices, and most competitive pricing available. At NJAA, there are no mascots, no gimmicks, and no cookie cutter solutions. You are guaranteed real people who know who you are and will personally research and negotiate the program that is right for you.

Every NJAA partner agent has been providing insurance solutions to New Jersey’s business and families for decades. They are business owners who often live in the same community in which they work, so they have a vested interest in delivering superior service to every customer. You can feel confident in your choice, knowing that your agent has gone through an intensive approval process to become a co-owner of NJAA, selected based on their positive track record of customer service, consistent satisfaction levels, and longevity in the community.

Commercial and Residential Insurance Solutions to Fit Your Every Need
When it comes to an expert knowledge base, our agents can’t be beat. They are skilled at working with businesses of every size and in virtually every industry, as well as with individuals and families who want to protect their homes, automobiles, valuables and toys (such as boats and motorcycles).

No matter what you need an NJAA partner agent can deliver the solution that is right for you.

How it Works
NJAA is different by design. We understand that you need convenience and good pricing, but that you also want reliable and trustworthy advisors who will be there when you need them.

Next, we established strategic relationships with nearly 50 of the best insurance carriers, providing you with unparalleled access to the greatest choices and most competitive pricing.

Finally, we created a system that allows your agent to do all of the research and negotiation for you, saving you time, frustration, and money. We don’t simply provide quotes to our clients. We take the time to understand what you want and then help you determine the level of coverage that you need. Then we negotiate with multiple companies whom we already know to be reputable, reliable, and appropriate for you.
Trusted Choice® agencies are insurance and financial services firms whose access to multiple companies and commitment to quality service enable us to offer our clients competitive pricing, broad choice of products and unparalleled advocacy.

As a Trusted Choice® agency, we are dedicated to you and are committed to treating you as a person, not a policy. This commitment means we shall:

• Work with you to identify the insurance and financial services that are right for you, your family or your business and use our access to multiple companies to deliver those products.

• Guide you through the claims process for a prompt and fair resolution of your claim.

• Help you solve problems related to your coverage or account.

• Explain the coverages and options available to you through our agency, at your request.

• Return your phone calls and e-mails promptly and respond to your requests in a timely manner.

• Provide 24/7 services for our customers, offering any or all of the following: emergency phone numbers, Internet account access, e-mail and call center services.

• Use our experience and multiple company relationships to customize your coverage as needed.

• Commit our staff to continuing education so they may be more knowledgeable in serving you.

• Treat you with respect and courtesy.

Conduct our business in an ethical manner.

We pledge this to you, our clients and ask that you let us know if we fail to meet our commitment, so we may take corrective action.

We can write coverage for any business however we do target several specific markets with special programs- Volunteer Fire Companies & First Aid Squads, Schools, Social Service Accounts, Printers, Contractors, Restaurants, Gas Station, Auto Repair Shops and Auto Body Shops, Wholesalers & Manufacturer's.