The Law Offices of Campbell & Coombs offers a free initial consultation with a Mesa Bankruptcy Specialist and a Tax Relief Specialist with the promise to be by your side through the entire process.
**We understand the pressures that bill collectors can induce. Send your creditors to our office and we can help you relieve the stress.**
With all attorneys combined, The Law Offices of Campbell & Coombs carries over 100 years of experience in Bankruptcy Law.
The attorneys --Harold Campbell, Scott Coombs, Vincent Mayr, and John Yohe-- are also experienced in advising and representing Business Clients and Self-Employed clients.
To get further information on our business and how we can help you, call (480) 839-4828 or visit us at
COMMON QUESTIONS
1. What is bankruptcy? Bankruptcy is an action that puts your estate under the control of a court appointed trustee who then determines what assets you have that can be liquidated and used to pay your debt.
2. What are the different types of bankruptcy? CHAPTER 7 Liquidation CHAPTER 13 Reorganization CHAPTER 11 Reorganization CHAPTER 12 Reorganization for farmers
3. How long does it take? In most cases, Chapter 7 payment plans are completed in five months. Chapter 12 and 13 payment plans last from three to five years.
4. Can bankruptcy stop a foreclosure? Yes. Reorganization bankruptcy allows debtors to pay off the arrearage over time and continue to make payments on the mortgage.
5. Will I have to go to court? One hearing is required in all cases, known as "meeting the creditors".
6. What happens to my property if I must file bankruptcy? Certain property can be claimed as exempt. This is property you may keep. Any non-exempt property may be taken by the trustee and sold to pay of your creditors.
7. Can my creditors still contact me? No, once the bankruptcy is filed, an automatic stay prohibits all collectors from collection activities.
8. Will I still have to pay my back taxes? We will analyze your situation and let you know the best possible way to avoid paying back taxes. Certain taxes may be discharged in a Chapter 7 case or can be paid over time in a Chapter 11 or Chapter 13 case.
9. Can I still file bankruptcy after the changes that Congress made to the Bankruptcy Code in October 2005? Yes, you can still file for bankruptcy. A Means Test will be conducted as part of these changes.
Please feel free to visit our website at and view our video on bankruptcy for more information.
We are also available on Twitter-- Campbell_Coombs, on Pinterest -- , and LinkedIn-- heciii@
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