Heritage Land Bank is part of the nationwide Farm Credit System, established by Congress in 1916 to provide access to affordable credit. Our congressional fathers chose a cooperative structure for this financing system, knowing that customer-owned cooperatives would focus on their borrowers' needs rather than on investors' profits. The best part of being a cooperative, is that we share our earnings with our customers through patronage payments. When Heritage Land Bank does well financially, our customers benefit.
We currently have offices in Athens, Fort Worth, Greenville, Jacksonville, Lindale, Lufkin, McKinney, Nacogdoches, Palestine and Tyler.
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