Advance Age Insurance Services

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Advance Age Insurance Services
Advance Age Insurance Services is listed in the Insurance category in Altamonte Springs, Florida. Displayed below are the social networks for Advance Age Insurance Services which include a Facebook page and a Google Plus page. The activity and popularity of Advance Age Insurance Services on these social networks gives it a ZapScore of 69.

Contact information for Advance Age Insurance Services is:
124 Marcia Dr
Altamonte Springs, FL 32714
(407) 862-9929

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Advance Age Insurance Services has an overall ZapScore of 69. This means that Advance Age Insurance Services has a higher ZapScore than 69% of all businesses on Zappenin. For reference, the median ZapScore for a business in Altamonte Springs, Florida is 35 and in the category is 48. Learn more about ZapScore.

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Miles & Points The difference between a stopover and layover, and why you should care By Ramsey Qubein August 18, 2015 9:15 am 58 shares Photo credit, Flickr, paul_houle Photo credit, Flickr, paul_houle At times, the aviation industry seems to have its own language, and many of the terms used by airlines are regularly misunderstood — such as the difference between a direct and nonstop flight. Another pair of words that always seems to be misused is layover and stopover. Despite sounding similar, they are actually quite different and the nuances are important when travelers decide to redeem their miles. A layover is a broad term that means any connection between flights. This could include a stop as short as 30 minutes (depending upon the airport) or as long as four hours (or up to 23 hours and 59 minutes on international flights). Airline crew use this term, slightly differently. For them, a layover means an overnight stay while a connection refers to a shorter stop, but for fliers and travel providers, it’s ok to use these two terms interchangeably. However, while it’s fine to use the term layover when you really mean connection, you should know the difference between a stopover and layover. A stopover can be a layover, but it can also be a much longer stop — often a second destination on part of a multi-stop itinerary. If traveling domestically, a stopover typically qualifies as anything that lasts longer than four hours. So if you fly from Palm Springs to Dallas/Ft. Worth and on to New York, and you have a domestic connection of longer than four hours, that is called a stopover. Why should you care? Well, unless you’re booking an award ticket, you shouldn’t. But if you’re redeeming miles for a flight, airline agents will reference this terminology. Many airlines, like Delta, impose a no stopover restriction on most award tickets. When traveling internationally, a stopover refers to a stay that lasts longer than 24 hours. Savvy frequent fliers know that they can build in extended or even overnight stops at many hub cities like London, Paris, or Amsterdam, and not get charged additional miles as long as they leave within 24 hours to their final destination, thereby avoiding a stopover. This time stipulation keeps the stop in the layover category, as if it were a simple connection, while allowing travelers enough time to get a full day and night in a city. You cannot add unlimited layovers to an award ticket, but it’s reasonable to assume you can include one or two. Want to stop in Egypt to see the pyramids on the way home from Kenya? You can do that. Want to visit the Louvre traveling back from Istanbul? That’s also possible. Airlines like British Airways manage their programs based upon distance, so it might mean a layover will cost you more money than a direct flight, but the good news is that you can often turn that layover into a stopover at no extra cost. Additionally, while American and Delta recently quit allowing free stopovers on award tickets, United still permits one stopover per roundtrip journey, which means you can stay for days or even months in an additional city on your itinerary. Want to turn that Egypt detour into a week long trip? Or spend the spring coworking in Paris before returning home? You should probably fly United on your award ticket. While the layover and stopover sound the same, it can pay off to know the difference if you want to extract added value from your miles. Travel Hacking, Airlines, Miles & Points

Tips for making a connecting flight Ed Perkins, SmarterTravel.com Updated 1d ago Unless your flying is confined entirely to trips from one big airport to another, you will likely encounter the need to connect from one flight to another. This "hub and spoke" model that most big airlines practice is based on the premise that they will serve all but their busiest city-pair markets with connecting flights. Connecting flights allow one-stop service from almost anywhere to almost anywhere else, but that process also puts you at risk of missing your connection. And while you can never completely eliminate that risk, you can at least minimize it. Here's how. USA TODAY Take a hike: Airports with the longest walks between gates Know the minimum connection time required at your airport Each airline sets standard minimum connecting times at each hub it serves. With any connecting flights you book as a single itinerary, through either an airline's website or a travel agency, the airline's system automatically adjusts for minimum times at your connecting point. If you miss your ongoing flight, the airline is obligated to put you on the next available flight with no additional charges. Most airlines post their own connecting times on their websites. Some of those minimum connecting times are incredibly short for a big airport, as low as 30 minutes in some cases, and usually less than 60 minutes for domestic-to-domestic connections. International times are usually more than an hour, and can exceed two hours at airports with separate international and domestic terminals. Some airlines add even more time for connections involving jumbo jets. But individual airlines' postings typically do not show connecting times for connections between different airlines. The International Air Transport Association (IATA) compiles extensive minimum connecting time data, but does not offer this information to the public. The Global Distribution Systems (GDS) that travel agents use show connecting times, and the OAG (Official Airline Guide) and Skyguide also publish connecting time information, but only to subscribers. If you don't use a travel agent or subscribe to something, you're out of luck. I've been unable to find any comprehensive online listing of IATA connecting times that doesn't require payment. And, in any event, airlines often post minimum times that are shorter than IATA times. Fly on a single ticket when you need to connect flights Typically, any connecting itinerary you arrange on a single ticket conforms with whatever connecting times apply. That's true even on tickets that involve two airlines, as long as those airlines have interline agreements. The booking systems automatically incorporate requisite times. And single tickets usually provide for checking baggage through from origin to destination, including interline transfers. But I recently heard from a traveler who ran into a problem, even with a single ticket. A ground agent refused to check her bag through from Europe to the U.S., claiming that her airline checked through baggage only when it connected to another airline in the same alliance. As far as I know, this is a rare event, a result of poor training rather than bad customer policy. Stick to one airline or alliance on a connection Where possible, book connecting flights on a single airline or on airlines that are partners in an alliance. Typically, at big hub airports, airlines try to make sure that their gates and partner gates are close together. If not, they provide inside-security people-movers or shuttles to any gates they use. Even with a valid interline ticket, however, connecting at some big hub airports involves leaving security at one terminal and re-entering at another. And, at a few airports, a single airline may use two different terminals. Airlines should build time necessary to connect through separate terminals into the itinerary. Avoid two-ticket trips when connecting flights If at all possible, avoid an itinerary consisting of two separate tickets on separate airlines. Minimum connecting times apply only to itineraries on through-tickets. If you're on two separate tickets, your first flight is delayed, and you miss a connection, the second airline treats you as a no-show; it can cancel your reservation and make you buy a new ticket for its next flight. Sometimes, you can argue your way onto a later flight without penalty, but that's not a guarantee. If you check baggage on a two-ticket itinerary, you almost always have to check it just to the connecting point on the first airline, exit security, claim it, haul it to the second airline's counter, re-check it, and re-process through security. Obviously, you need to allow a lot of extra time for that process. Occasionally, separate tickets can be on the same airline. For example, if you buy a ticket to a nearby gateway to connect to a frequent-flier award trip. Here, whether or not you can check yourself and your baggage straight through to your destination is a crapshoot: Some agents will accommodate you, and some won't. Pad your schedule As noted, if you're on a single ticket and miss a connection, the airlines involved are on the hook to put you on the next available flight. But putting you on the next flight — providing, that is, if a seat is available — is not always a satisfactory solution. Getting off a plane and walking to a distant departure gate can easily squeeze a 30-minute connection close to zero. That's why many travelers deliberately pad their schedules by scheduling a longer layover than minimum at a connecting hub. Airlines usually allow you four hours or more maximum connecting time. An extended layover is easy if your airline runs a lot of flights on both legs of the trip. But if the only feasible itinerary involves a close connection, you face white-knuckle time. Allow lots of extra time whenever you're on a two-ticket trip. I always allow at least three hours. Four is even better. Avoid the last connection One of the world's oldest travel "tips" remains as valid as when it was first pronounced, probably more than 60 years ago: Avoid booking the last flight of the day out of your connecting airport. The reason is obvious. Yes, the airline has to put you on its next flight, but if your original connecting flight is the last of the day, the next flight will obviously require an overnight stay at the connecting hub and arrival a day late. A corollary, based on the same principle, is to book a connection as early in the day as practical. Clearly, the more "next available" flights, the better your chance of arriving on the day you planned. Pick the right hub for your connection Often you have a choice of hubs, and you can avoid some white-knuckle hours by avoiding the hubs that are most prone to delays. According to current data, the worst big U.S. hubs for delays are Chicago O'Hare, Dallas/Fort Worth, New York JFK, Newark and San Francisco. The sunbelt hubs generally do better. Unless you're on a single airline, avoid U.S. hub airports with separate terminals that lack inside-security or "airside" people movers. The worst airports for this are Boston, Chicago O'Hare, Los Angeles and New York JFK. In Europe, London Heathrow crops up on almost everyone's "avoid if at all possible" hub airport lists, along with Paris De Gaulle and Frankfurt. Travelers generally prefer Amsterdam (Sky Team) and Munich (Star Alliance), along with such secondary hubs as Brussels, Copenhagen, Helsinki, Madrid, Rome and Zurich. Come up with a baggage plan for your connecting flight There is no one-size-fits-all "right" way to deal with baggage on connecting flights. Checked baggage can miss a tight connection or even go astray for a few days, but dragging a carry-on bag from one end of a huge terminal to another, even a carry-on bag with wheels, can slow you down and tire you. Decide for yourself which approach fits you better. Where you sit on the plane matters when you have a tight connection With a tight connection, try to get a seat toward the front of the cabin on your first flight. Even if you have to pay, being near the exit door can shave 5-10 minutes off your deplaning time. Download one or more apps that can help you with the connection process by tracking delays and posting up-to-date information on departure gates: GateGuru can steer you to the right gate, Weatherbug will help you check on weather at your connecting hub, and AirportMaps shows you where you can grab a quick bite to eat as you're passing through the terminal. And if you're worried you might have to spend the night at a connecting airport, HotelTonight could help you locate a bed. You'll probably also want your airline's app, too. Direct flights are still the best option A non-stop or direct flight is still the best way to avoid connection problems. Figure that a connecting itinerary adds a minimum of two hours to total trip time, and more likely three, so driving up to 200 miles to/from a different airport to catch a nonstop is often a good idea. As has been noted many times, the best way to deal with O'Hare is at 30,000 feet above it.
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