One of the greatest difficulties faced in life is the stress that comes with an excess of debt and not enough income to pay it. Financial stress can destroy your mental health, your family life, your work life, and your ability to enjoy the simple pleasures of life.
Please stop blaming yourself! I have counseled literally thousands of people over the years who have been in financial crisis. Almost every one of those people have been honest, hardworking, and well intentioned citizens. Almost every one of them have also been people who, through no fault of their own, have had one or more very unfortunate events in their lives that have resulted in financial downfall.
If you have reached the point where you are unable to pay your bills as they come due, and your ability to pay for basic expenses such as rent or mortgage, health care, food and utilities is in jeopardy, then bankruptcy may be a necessary means of returning to a healthy financial balance in life.
I offer a free / no obligation consultation to review your particular situation and help you decide if a bankruptcy is right for you. Please call my office and we will arrange an appointment to discuss your case.
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