United Family Mortgage has been a family owned business in Elk River since 1995. Our core mission from day one has been to help people achieve their dreams of home ownership while maintaining sound financial principles. We have made loans to literally hundreds of local families over the years for their primary home, their lake home or even investment properties. We have the capabilities to offer every type of loan including FHA ( down), USDA (0% down), VA (Veteran financing) and Conventional (20% down) and enjoy serving the undeserved families with credit scores as low as 580. Another niche product is the self-built construction loan…we still recognize skills and sweat as down payment and allow you to be your own general contractor when building your dream home. Not many places can say that.
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