The Credit Union was founded in 1946 in Springfield, Illinois with 27 charter members. Today, Heartland Credit Union is a source for more than just credit. We are a home town institution offering complete member services for every financial need, large or small. Heartland Credit Union provides service to more than 24,000 members at four convenient locations in Springfield, as well as on-line and phone access.
Benefits of a Credit Union A credit union is a unique provider of financial services. It is a not-for-profit financial cooperative, owned by the members it serves. These members are individuals that have a common bond with each other. (Example - A group of people who reside in the same general geographic area.) There are no stockholders or investors. Earnings are returned to the member/owners through lower loan rates, higher dividends and fewer fees.
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