We’re a member-owned, not-for-profit financial cooperative based in North Carolina with headquarters in Winston-Salem. We offer a full portfolio of financial service products while charging fewer and lower fees than the larger for-profit banks. All deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government. As a service-oriented not-for-profit, our goal is to serve members, not wealthy shareholders. That’s because we believe members are more valuable than profit.
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